2. Create strong passwords — or pass phrases
What’s considered strong? Passwords that include lowercase and uppercase letters, numbers and symbols, if allowed, says Carlisle. Or try pass phrases, such as, [email protected]$h, suggests Walsh. They’re stronger and not as hard to remember. Whichever you choose, use different passwords for each account and change account passwords as well as the PIN of your ATM card regularly.
If you’re having trouble remembering all your passwords, you may want to use a password manager, Walsh says. For a nominal fee, a password manager randomly generates secure passwords for your accounts while allowing you to use a simple master password. Using strong encryption, it also protects PINs, CVV codes, credit card numbers and answers to security questions.