The start of the year is a time for kicking off new commitments in the spirit of betterment.
Which makes it an ideal moment to consider pressing reset on your finances. When you cultivate, implement and refine meaningful and sustainable money practices, you not only improve your finances, but the confidence you build can lead to transformation in other areas of your life.
To achieve this new level of financial wellness, I suggest incorporating values-based budgeting into your current money practice. How? First, reflect on your values — the beliefs and principles that drive behaviors and attitudes — to determine your life and financial goals. A values-based budget is, then, a personal saving and spending plan aligned to what matters to you the most.
It’s basically an extension of you. And, like you, values are dynamic; they expand as we evolve and grow more self-aware. A values-based budget leaves room for you — and your finances — to grow over time.