When was the last time that thinking about finances gave you joy? If the answer is when you slipped a dollar bill into your childhood piggy bank and felt flush, then it's time to consider your financial wellness.
Let's start by defining what financial wellness doesn’t mean for adults in their twenties and thirties: it’s not endless spreadsheets and intensive budgeting plans that you secretly know you’re going to fail at (again).
Instead, think of financial wellness as two essential parts: first, the security that you can take care of yourself and your loved ones in any situation and, second, the financial freedom of knowing your money will provide you with the things in life that give you joy — you know, the fun part!
Financial wellness is the payoff for all your financial planning — an outlook as much as the tangible state of your finances. And perhaps best of all, it's entirely personal, because it’s all about what you want from your money.