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Is Your Hobby Also a Career Path?

5 Financial Tips Every Grad Should Know

Starting a new job is also a great time to set smart money habits so that you’re managing your expenses wisely and building up savings. These tips and strategies can help you maximize your first salary and take control of your finances. 

How to Get the Most Out of Your First Salary

What Can Financial Wellness Look Like in Your 20s and 30s?

Most people know what credit is — at its core, it's borrowed money — but understanding and managing your credit report can be tricky. It helps to break down the concept. 

How Does Your Credit Score Work? Here's a Quick Guide.

3 Ways Roommates Can Share Living Costs Equitably

How to Get – and Keep – a Good Credit Score

What I Wish I'd Known Before Getting my First Credit Card

These tips from financial pros can help you get a good credit score – and help you maintain it.

Not Sure How to Start Building Credit? Read This.

The right decision can depend on the scenario and certain factors, including how good you are at managing money.

Debit or Credit? Here’s When to Use Each, and Why 

Lenders and creditors use these models to calculate your credit score, the number that predicts your ability to repay a debt, such as a personal loan or car loan. Here’s what you need to know about their varying methods and criteria.

FICO Credit Score and VantageScore: What’s the Difference?

Get access to benefits that can help you reach your financial goals, from investing to retirement.

Plan Your Family Finances

Manage Your Money

Grow Your Savings

Protect Your Finances

Navigate Your Career

 Improve Your Credit

Get smart tips on building a credit score you're proud of.

Build and Improve Your Credit

Learn to effectively manage your money, save, budget and plan.

Citi Personal Banking Guide

Use our calculators to prepare  for retirement, emergencies, major purchases and more.

Financial Planning Tools

Use our calculators to help you plan for life's possibilities.

Plan Ahead

Explore savings accounts that can help you save for your future.

Boost Your Savings

Regardless of how much money you make or where you are in your financial journey, this tip sheet can help you develop a solid credit profile and avoid common pitfalls.

How to Get (and Keep) a Good Credit Score

L&M Financial Pathways - New to Workforce

New to Workforce | Financial Pathways | Life and Money by Citi

New to the Workforce

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Plan Ahead

Boost Your Savings

Build and Improve Your Credit

Explore More Topics

Manage Your Money

Improve Your Credit

Grow Your Savings

Plan Your Family Finances

Navigate Your Career

Protect Your Finances

How to Get (and Keep) a Good Credit Score

Citi Products and Services

Financial Planning Tools

Build and Improve Your Credit

Citi Personal Banking Guide